Home loans & finance
How home loans work in India: eligibility, documents, EMIs, interest rates, credit scores, transfers and prepayment, in plain English.
Home loans & finance6 guides
Also in this desk
- Home loans & financeCIBIL score and home loans: what homebuyers should know

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- Home loans & financeHome loan EMI: how it is calculated and how tenure changes it

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- Home loans & financeFixed vs floating home loan interest rates: how to choose

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Home loans & financeHome loan eligibility and documents: what lenders look at
What a lender weighs before it sanctions a home loan, how salaried and self-employed applicants differ, the documents to gather, and the mistakes that hold up a sanction.
7 min read5 October 2026
Home loans & financeHome loan balance transfer, prepayment and foreclosure
How to cut the cost of a running home loan: repricing, balance transfers with an illustrative comparison, top-ups, prepayment rules, and a checklist for closing the loan and getting your documents back.
8 min read5 October 2026
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Owning a rented home in India from abroad: visibility, approvals and statements.
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